Family Financial Literacy

Build a
Money-Smart Family

Get to Know Your Money is the family financial program that gets parents and kids learning together. Read the book at home, let the songs make the concepts stick, and join live sessions — so the money conversation finally happens.

A Generation Falling Behind

The numbers don't lie — and they're getting worse

80%

of teens don't understand credit scores

JA, 2025

87%

of adults say school never taught them about money

Ramsey, 2025

43%

of teens think 18% interest is manageable

JA, 2025

51%

of parents struggle to explain money to their kids

Wells Fargo, 2025

Kids aren't learning it. Parents can't teach it. Schools aren't reaching them. Something has to change.

Your Brain Is Meant to Forget

The science behind why lectures fail — and songs stick

70%

of new information is forgotten within 24 hours without review

Ebbinghaus Forgetting Curve

5%

average retention rate from traditional lectures

National Training Laboratories

50%

of new information forgotten within just 1 hour

Decay Theory of Forgetting

22×

Stories are 22 times more memorable than traditional lectures

Journal of Cognitive Neuroscience

The way we teach hasn't changed. But the way kids learn has. The result? A generation falling through the cracks.

Reading Is in Crisis

Scores are dropping. Kids have stopped reading. The data is alarming.

69%

of 4th graders read below proficient level

NAEP, 2024

34.6%

of kids aged 8–18 enjoy reading — the lowest since tracking began in 2005

National Literacy Trust, 2024

20.5%

of kids read daily in their free time — down 7.5 points in one year

NLT, 2024

70%→46%

Reading enjoyment drops from age 6–8 to age 12–17 and never rebounds

Scholastic, 2023

Kids have stopped reading. And the programs designed to fix it are failing.

MEMM community outreach ice cream truck
More Than a Program

We Show Up for the Community

From ice cream trucks to financial literacy workshops, MEMM brings real-world learning directly to the neighborhoods that need it most. Your child doesn't just learn about money — they see it in action, meet real entrepreneurs, and become part of a movement that's changing lives.

Real community events
Hands-on learning
Real Kids. Real Learning.

Financial Literacy in Action

Debt Free Workshop

Debt Free Workshop

Young Entrepreneur

Young Entrepreneur

Learning Together

Learning Together

Teens Presenting

Teens Presenting

Family Learning

Family Learning

Why MEMM Kids?

We Make Money Make Sense

Research shows financial habits form by age 7. MEMM builds those habits right — through money games, songs that stick, and real-world lessons — delivered in a way that kids actually enjoy and remember.

Money First

Every entrepreneur must understand money first. Our 'Get to Know Your Money' track builds that foundation.

Songs That Stick

Our companion album uses music and neuroscience so money concepts stay in long-term memory — not forgotten in a day.

Money Games

Learning through play. Our money games make financial concepts stick long after the session ends.

Real Mentorship

Kids and teens learn from real MEMM entrepreneurs who have been where they are.

Two Age Tracks

Tailored to Every Stage

Kids (Ages 6–12)

Game-based learning that makes money concepts click. We spark curiosity early through stories, challenges, and money games that kids actually love.

  • Money games that teach without feeling like school
  • What is profit? What is loss? (with real examples)
  • Saving challenges & spending decisions
  • Simple intro to credit — what it means to borrow
  • Fun budgeting activities
  • Kid-friendly business idea workshops

Teens (Ages 13–18)

Real-world money training designed for teens ready to think, save, and build. We go deep — but keep it engaging.

  • Credit scores, debt & smart borrowing
  • Profit & loss in everyday life
  • Budgeting for life and the future
  • Understanding interest & loans
  • Saving & investing basics
  • Real money conversations at home
One Program. Whole Family.

Get to Know Your Money

One simple membership for the whole family. Read the book. Play the songs. Join the sessions.

Get to Know Your Money

Family Financial Literacy Program

$40/ month
Saturdays 10am – 12pm EST Virtual

The family financial book parents read with their kids — building money conversations, habits, and confidence together.

  • The 'Get to Know Your Money' family book — read together, learn together
  • What is money and why it matters (for parents AND kids)
  • How to save, spend wisely & build a budget as a family
  • Understanding needs vs. wants — real conversations at home
  • What is credit — and why it's powerful (or dangerous)
  • Banking basics: checking, savings & interest
  • Introduction to profit & loss in everyday life
  • Companion album on music.join-memm.com — songs that make concepts stick
  • Interactive virtual sessions (in-person upon request)
  • Age-appropriate tracks for Kids (6–12) & Teens (13–18)

Cancel anytime · Secure checkout via Stripe

Virtual Sessions

All MEMM Kids sessions are held virtually every Saturday, 10am–12pm EST — live, interactive, and engaging. Your child joins from anywhere with a device.

In-Person Upon Request

Want a hands-on, in-person experience? We offer in-person workshops and sessions upon request — perfect for groups, schools, churches, or individual families.

Songs That Stick

The Companion Album

70% of new information is forgotten in 24 hours without review. Our album fixes that — catchy songs that turn money concepts into long-term memory. Stream it on the MEMM music app.

The Money Conversation
Starts at Home.

Fill out our interest form and a MEMM team member will reach out to get your family started on the money journey together.

Join the Club